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IHG vs. Marriott vs. Hilton Reward Program: Full Comparison & Verdict 2025

IHG vs. Marriott vs. Hilton Reward Program: Full Comparison & Verdict 2025

    • Are you ready to make up for a couple years of lost travel with multiple trips? If your answeris "yes", then it might make sense to join hotel loyalty programs and pursue hotel elite status in 2025. While it can be hard enough for longtime loyalty members to plot out a powerful points strategy with hotels, if you’re new to hotel points altogether, it can feel downright impossible to pick the right program for your needs. So which hotel gives the most points? IHG One Reward vs.Hilton Honors vs. Marriott Bonvoy: Which Loyalty Program Is Best? Is IHG Rewards the same as Hilton Honors? Are Hilton Honors and Marriott Rewards the same? In this IHG vs. Marriott vs. Hilton Reward Program matchup, we cover how these two mega hotel chains stack up against each other so you can see which loyalty program might make more sense for you.


Cover Photo:.pexels.com Engin Akyurt

IHG vs. Marriott vs. Hilton Reward Program Overview 

IHG Reward Program Review

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Source:ihg.com

What is IHG One Rewards?

IHG One Rewards is the proprietary name of IHG’s loyalty program. Importantly, IHG’s award pricing structure is now 100% dynamic, which means that the reward night prices will fluctuate depending on tons of factors, including the cash price of the hotel, the seasonality of the location, etc.

For the most part, these changes have been beneficial, offering up award nights that were cheaper than in the past. This is similar to Hilton Honors but in contrast to Marriott Bonvoy and World of Hyatt.

In general, award nights will generally range from around 10,000 points per night up to more than 100,000 points per night at the most lavish, opulent, and expensive properties.You can also pay partially for a stay with Points & Cash.

IHG Hotel Brands

IHG has a gigantic portfolio of nearly 6,000 properties, which makes it fall just short of Hilton in terms of the number of properties. The brands are generally lumped into 1 of 4 categories: Suites, Essentials, Premium, and Luxury.









The Luxury & Lifestyle Collection

  • Six Senses Hotels Resorts Spas: Boutique-style expansive and nature-focused properties with a nod to local culture and a strong emphasis on sustainability.

  • Regent Hotels & Resorts: A small selection of high-end resorts, mostly in Asia, with an emphasis on sophistication.

  • InterContinental Hotels & Resorts: Marquee luxury brand with iconic and often historic properties, mostly in major cities.

  • Vignette Collection: A new collection of luxury resorts based in Australia.

  • Kimpton Hotels & Restaurants: Offbeat, quirky luxury is to be expected at Kimpton. Each property is unique and reflects its location.

  • Hotel Indigo: Similar to Kimpton, a collection of properties that defies the cookie-cutter design of most chain hotels.





The Premium Collection

  • HUALAXE Hotels & Resorts: An IHG brand catering primarily to the Chinese traveler that focuses on “Chinese etiquette, status recognition, rejuvenation with nature, and enabling spaces.”

  • Crowne Plaza Hotels & Resorts: Conference-friendly locations that are a step above Holiday Inn but not as luxurious as Intercontinental.

  • EVEN Hotels: Mid-range properties with a focus on wellness and healthy living.

  • voco hotels: Another mid-range hotel option centered on boutique properties that have a bit of local flair.



The Essentials Collection

  • Holiday Inn: The original brand with a huge footprint and a leisure focus.

  • Holiday Inn Express: Holiday Inn plus free breakfast and slightly fewer amenities.

  • Avid Hotels: A new brand that promises “A great night’s sleep in a clean room,” but no bells and whistles.




The Suites Collection

  • Atwell Suites: A brand in its infancy, which promises a slightly more upscale extended stay experience.

  • Staybridge Suites: Family-friendly suites with full kitchens, free breakfast and weekly social hours with snacks.

  • Holiday Inn Club Vacations: IHG’s version of timeshare ownership properties.

  • Candlewood Suites: Extended stay with no-frills.

Joining IHG One Rewards

Sign up for a free IHG One Rewards membership here. You can start earning points right away.

Pros & Cons Of IHG Rewards Club

ProsCons
  • Bonus points on stays for Elite-level members

  • No blackout dates on reward nights

  • Worthwhile co-branded credit cards

  • Large hotel portfolio and many international locations

  • Worthwhile co-branded credit cards

  • Relatively valuable points when used to book free nights

  • Some Elite status levels are hard to earn

  • Fewer U.S. properties than the top competitors

  • Certain IHG properties offer fewer points per $1 spent than others

  • Eligible charges (those members can earn points on) vary by brand and location

Money Saving Tip: If you want to order room at IHG Hotels & Resorts , Sign up at Extrabux first,(What is Extrabux?), then book a IHG Hotels  ,  so you can enjoy up to 4% cashback from Extrabux! Sign-Up Bonus: Free to join it & get a $20 welcome bonus!

Marriott Reward Program Review

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Source:marriott.com

What is Marriott Bonvoy?

Marriott Bonvoy is the Marriott hotel company’s loyalty program, allowing you to earn and redeem points for stays at Bonvoy brands including The Ritz-Carlton, St. Regis, JW Marriott, Sheraton, Westin and Renaissance Hotels.

The Marriott Bonvoy program is one of the largest hotel rewards programs in the world, encompassing 30 brands across price points, from budget-friendly properties to luxurious getaways around the world.

It’s free to join the Marriott Bonvoy loyalty program, and all members can book hotels at discounted rates, enjoy free Wi-Fi and earn points toward free nights. Once you rise in Marriott Bonvoy status, you’ll get additional Marriott Bonvoy benefits such as late checkout, free breakfast, lounge access and more.

Marriott Hotels Brands

Marriott has a dizzying list of 30unique brands, each of which offers distinctive character and caters to a different clientele (including those that want to bring a pet with them!). The brands vary across the board, ranging from opulent hotels with a dispersed footprint globally to affordable, extended-stay accommodations focused within North America. 

  • AC Hotels

  • Aloft Hotels

  •  Autograph Collection Hotels

  • Bulgari Resorts and Hotels

  • Courtyard by Marriott

  •  Delta Hotels

  • Design Hotels

  •  Edition Hotels

  • Element Hotels

  •  Fairfield by Marriott

  • Four Points by Sheraton

  • Gaylord Hotels

  • JW Marriott

  • Le Méridien Hotels & Resorts

  •  The Luxury Collection

  • Marriott

  • Marriott Executive Apartments

  • Marriott Vacation Club

  • Moxy Hotels

  • Protea Hotels


  •  Renaissance Hotels

  • Residence Inn by Marriott

  • The Ritz-Carlton

  • Sheraton Hotels and Resorts

  •  Springhill Suites by Marriott

  • St. Regis Hotels & Resorts

  • TownePlace Suites by Marriott

  • Tribute Portfolio

  •  W Hotels Worldwide

  •  Westin Hotels & Resorts

Joining Marriott Bonvo

Register online for a free Marriott Bonvoy account.Signing up is free (but an email address is required), and members earn points redeemable for hotel stays and more.

Pros & Cons of Marriott Bonvoy Program 

ProsCons
  • 30 hotel brands and 7,000-plus properties

  • Points can be earned on more than hotel stays

  • Fifth night free for award stays

  • Multiple airline transfer partners

  • Elite-level members receive discounts on rewards night bookings

  • Properties across 130-plus countries and located in cities, beaches, small towns and more

  • There’s no guarantee you’ll find a room for points

  • Points can expir

  • Resort fees aren’t waived when you pay with points

  • Low point values when redeemed for merchandise and non-hotel travel accommodations


Extrabux Cashback: book a Marriott Hotels and get up to 3% Super Cash Back.

Hilton Rewards Program Review

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Source:hilton.com

What is Hilton Honors program?

Hilton Honors is Hilton Hotels’ loyalty program. It’s free to sign up, and when you’re enrolled you can earn Hilton Honors points that you can redeem at any hotel within the Hilton portfolio.

The Hilton Honors program is most advantageous for business and leisure travelers who frequently fly to and stay in major cities in the United States, Europe and Asia. Hilton Honors members can redeem points at more than 6,500 hotels and resorts across 18 different brands in more than 100 countries and territories.

Members get perks such as a guaranteed Hilton Honors discount rate, no resort fees on stays booked with points, free Wi-Fi, and more. Depending on how many nights you stay in Hilton hotels over the course of a year, you may also qualify for Hilton elite status. The three Hilton elite status levels — Silver, Gold and Diamond — unlock progressively nicer perks such as free breakfast, lounge access, room upgrades, and more.

Hilton Hotels Brands

Hilton Honors hotel brands fall under 8 broad categories: Luxury, Lifestyle, Upper Upscale, Upscale, Upscale independent hotels, Upper midscale, Timeshare, Midscale.There are 18 Hilton Honors brands:

  • Waldorf Astoria Hotels & Resorts

  • Conrad Hotels & Resorts

  • LXR Hotels & Resorts

  • Canopy

  • Hilton Hotels & Resorts

  • Curio Hotels

  • Embassy Suites by Hilton

  • DoubleTree by Hilton

  • Hilton Garden Inn

  • Homewood Suites

  • Signia by Hilton

  • Tempo by Hilton

  • Tapestry Collection by Hilton

  • Hampton by Hilton

  • Home2 Suites by Hilton

  • Motto by Hilton

  • Hilton Grand Vacations

  • Tru by Hilton

Joining Hilton Honors

Sign up for a free Hilton Honors program membership here, and all  benefits start the moment you join.

Pros & Cons of Hilton Honors program

ProsCons
  • Large portfolio of popular hotel chains

  • Multiple worthwhile co-branded credit cards

  • Special perks for elite-level members

  • Large number of transfer partners

  • Many redemption options

  • Points expire after 15 months of account inactivity

  • Earning rates vary by type of Hilton property

  • Elite rewards status is hard to earn without a Hilton credit card

Extrabux Cashback: book a  Hilton Hotels and get up to 4% Super Cash Back.

IHG One Rewards vs. Marriott Bonvoy vs. Hilton Honors: Which One Is Better?

1.Hotel Availability

IHG

More than 6,000 properties fall under the IHG umbrella, which makes it the fifth largest hotel group in the world. More than 4,300 IHG hotels are located in North and South America. Another prominent region is China, which boasts 575 properties.

Marriott

With more than 8,000 properties worldwide, Marriott International is one of the largest hotel groups, second only to Wyndham Hotel Group. More than 5,600 Marriott properties are in the United States, but you’ll also find more than 900 in Asia, about 750 in Europe and more across the Middle East, Australia, Africa and South America.

Hilton

Falling behind Marriott, Hilton has more than 6,500 properties in 119 countries. Like Marriott, Hilton’s brands range from luxury, such as the Waldorf Astoria, to budget, such as the Hampton by Hilton. There are 18 different brands within Hilton’s portfolio.

Winner: Marriott

Marriott has about 2,000 more properties than IHG  and Hilton, and offers more brands. The more brands, the more price points and styles there are to accommodate different types of travelers or trips.

2.Loyalty Programs Difference

Earning points

Members in all 3 reward  programs earn points on the base room rate plus any eligible room charges. Of course, if you have elite status in either program, you’ll earn more bonus points. To earn points, guests need to make a reservation via a hotel’s own channel (online, phone, etc.) instead of using a third-party booking website.

How to Earn IHG Rewards Points

IHG Rewards Club members earn points when they make purchases through IHG or its affiliates. The following list gives a breakdown of which types of transactions are eligible for points, as well as how many points you’ll receive.

IHG Rewards Club offers these ways to earn points:



Stay at IHG hotels


You typically earn 10 points for every $1 spent at most IHG hotels, though you earn only 5 points per $1 spent at Candlewood Suites and Staybridge Suites.



Get an IHG credit card, which earn bonus points and other IHG perks


Using a co-branded credit card from your favorite hotel chain or airline is a great way to earn bonus points or miles on your everyday spend, or on spend with that travel provider. IHG is no exception.



Buying IHG Points

You can also buy IHG points to boost your account. The standard price is 1 cent per point for purchases of 26,000 points or more.


Other ways to earn IHG Rewards Points

  • Shop with IHG’s partner programs

  • Buying Apple Products

  • Dining Program

  • Events and Meetings

    How to Earn Marriott Points?

    Marriott Rewards members earn points on certain purchases made through the chain. As you’ll see below, exactly which types of transactions accrue points and the number of points you’ll receive per dollar spent depend on the particular Marriott-owned brand you’re shacking up with.

    Marriott Bonvoy offers these ways to earn points:



    Stay at Marriott hotels

    For the most part, you’ll earn 10 base Bonvoy rewards points per dollar spent at Marriott properties. So if you spend $100, you’ll earn 1,000 points.


    Buy Marriott points

    Marriott Bonvoy points can also be purchased in increments of 1,000 for $12.50. This means that points cost 1.25 cents each, which may or may not be worth it, depending on your trip.


    Transfer credit card points

    Marriott is a transfer partner for Chase Ultimate Rewards and American Express Membership Rewards, which means these points can be turned into Marriott points.






    Other ways to earn Marriott Bonvoy points

    • Credit card bonuses and spending

    • Car rentals with Hertz

    • Flights

    • Cruises

    • Dining

    • Events

    • Transfer partners, including Amex Membership Rewards and Chase Ultimate Rewards

    • Purchasing points

    • Partnerships and promotions

    How to Earn Hilton Points?

    Hilton Honors members earn points when they make certain types of purchases through the hotel chain. As you’ll see below, exactly which types of transactions accrue points and the number of points you’ll receive per dollar spent depend on which Hilton-owned brand you’re staying with.

    Hilton Honors offers these ways to earn points:


    Hotel stays

    You can earn two types of points through Hilton Honors: base points and bonus points. You'll earn 10 base points per $1 spent at most Hilton portfolio hotels, regardless of your Honors status.


    Transfer points to Hilton

     If you have a credit card that earns American Express Membership Rewards or Diners Club International Club Rewards, you can turn those points into Hilton Honors points. 

    Transfer credit card points

    3-14 Hilton Points per $1: Purchases made using Hilton credit cards


    Buy points

     If you need a few extra bonus points for a free night, you can purchase points directly from Hilton at the price of 1 cent each with a minimum purchase of 1,000 points.



    Other ways to earn Hilton Honors points

    • Promotional offers

    • Car rentals

    • Cruises for Hilton Honors

    • OneSimCard

    • Hilton Honors Dining

    • Booking meetings and events

    Winner: Tie

    Loyalty programs and rewards are often connected because you likely want to join a program so you can earn points or miles.

    Redeeming points

    Earning points is nice, but how you can actually redeem those points is where you typically find the value in a loyalty program.

    How to Redeem IHG Rewards Points

    Redemption MethodMore Info
    Reward NightsBook a stay at an IHG Hotel, starting at 10,000 points

    IHG Rewards Club Access

    Use points to get access to members-only experiences at concerts, sporting events, etc.

    Points to Miles

    Transfer miles to airline partners like American Airlines, Delta Airlines, JetBlue and more

    Transfer Points

    Move points to another member’s account

    Shopping

    Buy products like jewelry, electronics and gift cards through an online mall

    Digital Rewards

    Get movies, games, eBooks, music and more

    Magazine Subscriptions

    Get magazines in a wide range of categories

    Charity

    Donate points to organizations like the American Red Cross or Goodwill

    Clik here to see how to use IHG Points.

    How to Redeem Marriott Points?

    Marriott Bonvoy offers these ways to redeem points:

      Redemption MethodMore Detail
      Marriott Hotel ReservationBonvoy hotel reservations are the best way to redeem Marriott points.
      Free rooms are available for as few as 4,500 points.

      Bonvoy Flight

      Pay for flights on major airlines.

      Bonvoy Car Rental

      Pay for rental cars from major agencies.

      Bonvoy Cruise

      Get deals on cruises via Cruise with Points.

      Marriott Bonvoy Moments

      Obtain special experiences related to travel, dining and live events such as concerts and sporting events.

      Shopping

      Shop for merchandize and gift cards from popular brands online.

      Priority Pass Membership

      Pay for membership in the Priority Pass Select network of 1,300+ airport lounges worldwide.

      TSA PreCheck Application

      Use points in place of the $85 TSA PreCheck application fee.

      Frequent Flyer Program Transfer

      Transfer points to 42 popular airline rewards programs, usually at a ratio of 3 Marriott points per 1 airline mile.

      Donate Points

      Cash in points toward a donation to the World Central Kitchen for disaster relief.

      Gift Points

      Purchase points as a gift, at a rate of $12.50 per 1,000 points.

      Clik here to see how to use Marriott Points.

      How to Redeem Hilton Points?

      Hilton Honors offers these ways to redeem points:

      Redemption MethodMore Details
      Hotel & ResortsGet free nights in Standard and Premium Rooms (points can be combined with cash)

      Redemption Experiences

      Spend points on concerts, exclusive trips and more

      On-Property Rewards

      Trade points for vacation packages and other purchases at resorts/golf courses

      Travel & Transportation

      Purchase airline/rail miles, cruise certificates and car rentals

      Exchange Points

      Transfer points to airline/rail and credit card rewards programs

      Pool & Transfer Points

      Share points with family and friends

      Shopping & Dining

      Shop online and pay for dining

      Donate Points

      Give to charities and non-profits

      Clik here to see how to use Hilton Points.

      Winner: Marriott

      Both Marriott and Hilton award nights typically start at 5,000 points per night and stay at an IHG Hotel, starting at 10,000 points. However, certain Marriott nights could start at 4,000 points per night through PointSaver deals.

      Points worth

      How Much Are IHG Rewards Points Worth?

      IHG Rewards Club points are worth 0.78 cents each on average, according to WalletHub’s research. The average IHG Rewards Club point value is almost the same for both weekday and weekend reservations.

      How much are Marriott Bonvoy points worth?

      Marriott Bonvoy points are typically worth about 0.8 cents per point according to travel experts. You could potentially get more (or less) value from your points depending on how you use them. Using points for award stays at luxury Marriott properties can often result in an above-average value for your points. 

      How much are Hilton Honors points worth?

      Hilton Honors points are typically worth about 0.6 cents per point according to general sentiment from travel and points experts. However, it’s possible to get more value from your points depending on how you redeem them. 

      Winner: Marriott

      3.Membership Levels

      IHG Elite Status

      How to earn IHG elite status?

      You can earn IHG elite status in one of three ways:

      • Complete enough elite qualifying nights within a calendar year.

      • Accumulate enough elite qualifying points within a calendar year.

      • Have the IHG Rewards Premier Credit Card, which comes with IHG Platinum Elite status, or the IHG Rewards Traveler Credit Card, which comes with Silver elite status.

      • Purchase InterContinental Ambassador membership ($200 annually), which comes with automatic IHG Platinum Elite status.

      Here’s the breakdown.

      Club MemberJust sign up.


      Silver Elite

      • 10 elite qualifying nights

      • Or hold the IHG  Rewards Traveler Credit Card.



      Gold Elite

      • 20 elite qualifying nights

      • Or 40,000 elite qualifying points, per calendar year.

      • Or, spend $20,000 in a calendar year on the IHG Rewards Traveler Credit Card.


      Platinum Elite

      • 40 elite qualifying nights

      • Or 60,000 elite qualifying points, per calendar year,

      • Or hold the IHG Rewards Premier Credit Card.



      Diamond Elite

      • 70 elite qualifying nights

      • Or 120,000 elite qualifying points, per calendar year,

      • Or spend $40,000 on the IHG Rewards Premier Credit Card in a calendar year.

      IHG One Rewards membership level and benefits at every tier

      These are the benefits you can receive for the different IHG elite status tiers:

      Benefits by TierClub MemberSilver EliteGold ElitePlatinum EliteDiamond Elite
      Qualified Nights or Qualified Points-1020 or 40,00040 or 60,00070 or 120,000
      Points
      Earn Bonus Points
      20%40%60%100%
      Earn Points for Reward Nights and More
      No Blackout Dates for Reward Nights
      Points Don't Expire-
      Rollover Nights for Next Year’s Status-
      Exclusive Access
      Member Rates
      Member Promotions
       Reward Night Discounts---
      Dedicated Diamond Support----
      Hotel Perks
      Free Internet
      Guaranteed Room Availability---72 hrs72 hrs
      Complimentary Upgrades (subject to availability)---
      Welcome Amenity at Check-In---Points* or drink/snack Free breakfast, points* or drink/snack
      Early Check-In (subject to availability)---
       Late Check-Out (subject to availability)2PM2PM2PM2PM2PM

      Marriott Bonvoy Elite Status

      How to earn Marriott elite status?

      (1)Earn Marriott status through eligible nights

      You can earn the first four levels (Silver through Titanium) by staying enough qualifying nights per calendar year. Here’s the breakdown.

      Member0-9 nights per year
      Silver Elite10-24 nights per year
      Gold Elite25-49 nights per year
      Platinum Elite50-74 nights per year
      Titanium Elite75-99 nights per year
      Ambassador Elite100+ nights per year and $14,000 in spending

      (2)Earn elite status through credit cards

      Does spending a quarter of the year in hotels sound daunting? There’s an easier way. Several credit cards, including Marriott's own branded cards, provide complimentary elite status. This status is identical to what you’d get if you earned it the hard way.

      Marriott status levels and benefits at every tier

      These are the main benefits you can receive in the Marriott Bonvoy program depending on your elite status level:

      Benefits

      Member

      Silver Elite

      Gold Elite

      Platinum EliteTitanium EliteAmbassador Elite
      Free internetXXXXXX
      Member ratesXXXXXX
      Reservation guarantee-XXXXX
      Points bonus-10%25%50%75%75%
      Late checkout, if available-Later than normal2 p.m.4 p.m.4 p.m.4 p.m. or Your24 hours
      Welcome gift--PointsPoints, breakfast, or amenityPoints, breakfast, or amenityPoints, breakfast, or amenity
      Room upgrade--Enhanced rooms, not including suitesIncluding select suitesIncluding select suitesIncluding select suites
      Premium internet--XXXX
      Elite support---XXX
      Lounge access---XXX
      Guaranteed room type---XXX
      Annual choice benefit---At 50 elite qualifying nightsAt 50 and 75 elite qualifying nightsAt 50 and 75 elite qualifying nights
      48-hour guarantee----XX
      Ambassador service----

      Hilton Honors elite status

      How to earn Hilton elite status?

      You earn Hilton status in any of these ways:

      • Earning enough qualifying nights per calendar year at a Hilton property.

      • Earning enough qualifying stays per calendar year at a Hilton property.

      • Earning enough qualifying base points per calendar year at a Hilton property.

      • Having a Hilton credit card that offers automatic elite status as a benefit.

      Earn Hilton status through eligible nights

            Members          Silver           Gold          Diamond

      2020 Elite Status Qualifications

      10 nights or 4 stays or 25,000 points.

      40 nights or 20 stays or 75,000 points.

      60 nights or 30 stays or 120,000 points.

      2025 Elite Status Qualifications

      7 nights or 3 stays or 17,500 points.

      28 nights or 14 stays or 52,500 points.

      42 nights or 21 stays or 84,000 points.

      Honors status levels and benefits at every tier

      Hilton Honors offers four elite status levels, ranging from member to Diamond. The higher your status, the more benefits you'll get when staying at Hilton properties. 

                Benefit

           Member 

            Silver 

           Gold

           Diamond











      Member(0-6 nights)


      Guaranteed Hilton Honors Discount rate
      Points toward free nights, travel partners and more
      No resort fees on reward stays
      Digital Check-in
      Digital Check-out
      Choose Your Room
      Digital Key
      Free WiFi
      Access to Exclusive Hilton Honors Experiences









      Silver(7+ nights)



      20% Points earning Bonus on stays-
      Free bottled water-
      Fifth night free-
      Elite Rollover Nights-





















      Gold(28+ nights)


      80% Points earning Bonus on Stays--
      Space-available room upgrades--
      Daily Food & Beverage Credit (U.S. hotels only) or Continental Breakfast (non-U.S. hotels)--
      Milestone Bonuses--



















      Diamond(42+ nights)


      100% Points earning Bonus on stays---
      Space-available room upgrades---
      Executive lounge access---
      Diamond status extension---
      Premium WiFi---
      48-hour room guarantee---
      Elite status gifting---

      Best elite status offerings: Marriott Bonvoy

      Hotel elite status can come with some money-saving and experience-boosting benefits including room upgrades, late checkout and breakfast. Not all programs are created equally. Marriott’s larger portfolio makes it easy to earn and benefit from its elite status program, which comes with slightly more valuable points, according to NerdWallet’s calculations.

      4.Hotel Credit Card

      IHG credit cards

      There are two co-branded IHG credit cards, the IHG Rewards Premier Credit Card ($99 annual fee) and the IHG Rewards Traveler Credit Card ($0 annual fee).Even though your options are more limited with IHG, the credit card's welcome bonus still turns heads.

      IHG Rewards Credit Card Offers Compared:


      IHG Rewards Traveler Credit CardIHG Rewards Premier Credit Card

      Annual fee

      $0 annual fee

      $99 annual fee

      Points earned for hotel stays at IHG Hotels and Resorts worldwide

      Up to 17x total points at when you combine IHG Card benefits with existing IHG Rewards Club member benefits.

      Up to 26x total points at when you combine IHG Card benefits with existing IHG Rewards Club member benefits.

      Welcome offer

      Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening.

      Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

      Free nights when you book using points

      Get a free reward night when you redeem points for any stay of four or more nights.

      Get a free reward night when you redeem points for any stay of four or more nights.

      Global Entry or TSA Precheck fee credit

      None.

      Receive a statement credit of up to $100 every four years as reimbursement for the application fee charged to your card.

      Anniversary night

      None.

      Receive an anniversary night certificate good for a night at any eligible IHG hotel each year after your card anniversary.

      Elite status

      Receive automatic Silver Elite status.

      Receive automatic Platinum Elite status.

      Marriott credit cards

      Marriott offers six credit card options, including five personal cards and one business card. All these cards can help you earn bonus Marriott points, but you’ll find more travel benefits on the cards with the higher annual fees. Marriott partners with both Chase and American Express for its credit cards.

      Marriott Bonvoy Credit Card Offers Compared:

      Credit cards

      Welcome bonus      Rewards rate         PerksAnnual fee
      Marriott Bonvoy Bold Credit CardEarn 60,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening (limited time offer)14X Bonvoy points at over 7,000 hotels participating in Marriott Bonvoy (when coupled with your complimentary Marriott Bonvoy membership and Silver Elite status); 2X Bonvoy points on eligible travel purchases; and 1X points per $1 on everything else
      • 15 annual Elite Night Credits

      $0
      Marriott Bonvoy Boundless Credit CardEarn 5 Free Nights (each valued up to 50,000 bonus points) after spending $5,000 in the first 3 months of account opening (limited time offer)17X points at hotels participating in the Marriott Bonvoy program; 3X points at grocery stores, gas stations, and dining on the first $6,000 spent in combined purchases each year; and 2X points on all other eligible purchases
      • 15 annual Elite Night Credits

      • Silver Elite status

      • Free annual night

      $95
      Marriott Bonvoy Brilliant  American Express CardEarn 75,000 Marriott Bonvoy bonus points after spending $3,000 on purchases in the first three months6X points on eligible purchases at hotels participating in the Marriott Bonvoy program, 3X points at U.S. restaurants and on flights booked directly with airlines, and 2X points on all other eligible purchases
      • $300 annual credit

      • Free annual night

      • 15 annual Elite Night Credits

      • Gold Elite status

      • Priority Pass Select

      • Global Entry or TSA PreCheck fee credit (Select benefits require enrollment)

      $450 Annual Fee
      Marriott Bonvoy Business American Express CardEarn 75,000 Marriott Bonvoy bonus points after spending $3,000 on purchases within the first 3 months6X points at participating Marriott Bonvoy hotels; 4X points on U.S. restaurants, U.S. gas stations, U.S. purchases on shipping, and wireless telephone services purchased from U.S. providers; and 2X points on all other eligible purchases
      • 15 annual Elite Night credits

      • Free annual night

      • Second free night after $60,000 in spend

      • Silver Elite status

      $125 Annual Fee

      Hilton credit cards

      You might want to consider applying for a Hilton credit card if you have at least good credit and you stay at hotels in the Hilton portfolio at least a few times each year. There are a few different Hilton credit cards to pick from, though. You can find a comparison of the current offers below.

      Hilton Honors Credit Card Offers Compared:

      Credit cardsWelcome bonus  Rewards rate    PerksAnnual fee
      Hilton Honors American Express CardEarn 100,000 Hilton Honors Bonus Points after spending $1,000 in the first 3 months (plus up to $100 in statement credits on eligible purchases made at Hilton Hotels in the first 12 months)7X points at participating hotels and resorts in the Hilton portfolio; 5X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; and 3X points on all other eligible purchases
      • Silver status

      $0 
      Hilton Honors American Express Surpass CardEarn 130,000 Hilton Honors Bonus Points after spending $2,000 on purchases in the first 3 months12X points when spending directly with an eligible Hilton hotel or resort; 6X points on purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; and 3X points on all other eligible purchases
      • Gold status

      • Free annual weekend night after $15,000 in spend

      • 10 annual visits with Priority Pass Select (Select benefits require enrollment)

      $95 Annual Fee
      Hilton Honors American Express Aspire CardEarn 150,000 Hilton Honors Bonus Points after spending $4,000 in the first 3 months14X points on eligible purchases within the Hilton portfolio, 7X points on qualifying travel purchases made directly with airlines/select car rental companies or Amextravel.com, 7X points at U.S. restaurants, and 3X points on all other purchases
      • Diamond status

      • Free annual weekend night

      • Second free annual weekend night after $60,000 in spend

      • $250 Hilton Resort credit

      • $250 airline fee credit

      • Priority Pass Select (Select benefits require enrollment)

      $450 Annual Fee
      The Hilton Honors American Express Business CardEarn 130,000 Hilton Honors Bonus Points after spending $3,000 in the first 3 months (plus up to $130 in statement credits on eligible purchases made at Hilton Hotels in the first 12 months, offer expires 07/06/2025)12X Hilton Honors Bonus Points on direct purchases with Hilton; 6X at U.S. gas stations, select cell phone services, U.S. shipping purchases, U.S. restaurants, select flights, and eligible car rentals; and 3X on all other eligible purchases
      • Gold status

      • Spend $40,000 to earn Diamond status

      • Free annual weekend night after $15,000 in spend

      • Second free annual weekend night after $60,000 in spend

      • 10 annual visits with Priority Pass Select (Select benefits require enrollment)

      $95 Annual Fee

      Winner for best hotel credit card: Hilton Honors

      Thanks to a variety of credit cards between these three loyalty brands, there are plenty of points on the horizon rewarding you for everyday spending. Hilton Honors wins the prize thanks to its ability to award the highest elite status after credit card approval.

      5.Transfer Partners

      If you want to pad your IHG, Marriott or Hilton hotel points, consider transferring rewards to your account from a transfer partner. ALL IHG, Marriott Bonvoy and Hilton Honors partner with other loyalty programs to allow an exchange of rewards points.

      IHG

      There are 38 partners allow transfers to IHG Reward Program.Let’s look at some transfer examples:

      • 5:1 ratio (the rate for the majority of partners) — Transfer 10,000 IHG One Rewards points to United and earn 2,000 United MileagePlus miles.

      • 40:1 ratio - Transfer 10,000 IHG One Rewards points to Air Miles and earn 250 Air Miles.

      • 250:1 ratio - Transfer 10,000 IHG One Rewards points to EL AL Matmid and earn 40 EL AL Matmid points.

      • 400:1 ratio - Transfer 10,000 IHG One Rewards points to Air New Zealand Airpoints and earn up with 25 Airpoints.

      Marriott

      These partners allow transfers to Marriott Bonvoy:

      • Amex Membership Rewards at a 1:1 ratio

      • Chase Ultimate Rewards at a 1:1 ratio

      • Diners Club International Club Rewards at 1.25:1.5 ratio

      Hilton 

      These partners allow transfers to Hilton Honors:

      • American Express Membership Rewards points – Transfer American points to Hilton at a ratio of 1 Amex point to 2 Hilton points (and watch for occasional transfer bonuses)

      • Hawaiian Airlines miles – Transfer Hawaiian Airlines miles to Hilton at a 1:1.5 ratio. 

      • Virgin Atlantic miles – Transfer Virgin Atlantic miles at a 1:1.5 ratio to Hilton points. 

      Winner: IHG

      Overall, IHG has more flexibility because it partners with all American Express and Chase and Airline Transfer Partners.

      IHG Rewards Club vs. Hilton Honors vs. Marriott Bonvoy Full Comparison Chart

      CategoryIHG Rewards ClubMarriot Bonvoy Hilton Honors
      WalletHub Rank8th4th5th
      Average Point Value0.78 cents0.80 cents0.60 cents
      U.S. Properties~4,0005,5435,302
      International Properties~2,0002,4851,419
      Countries/Territories with a Property107133118
      Point ExpirationAfter 12 months of inactivityAfter 24 months of inactivityAfter 15 months of inactivity
      Credit Card to ConsiderIHG Rewards Traveler Credit CardMarriott Bonvoy Boundless Credit CardHilton Honors American Express Surpass Card

      How to Choose the Best Hotel Reward Program?

      For IHG Rewards Club Members

      • The best way to redeem IHG Rewards Club points is for IHG stays. Points are worth 0.78 cents apiece that way.

      • Make sure to read IHG reviews & IHG Rewards Club FAQs. Learning from experts and fellow travelers will help you pick up some helpful tips as well as avoid tricks and pitfalls.

      • Consider applying for an IHG credit card. The best IHG credit card could save the average person roughly $3,000 over the first two years of use, according to WalletHub’s calculations.

      • Avoid buying IHG Rewards Club points, if possible. IHG Rewards Club points cost more to purchase than they are worth when redeemed, on average. However, it could be worth buying a small number if it puts you over the top for a free night.

      • Take advantage of status perks. The assorted small perks with which members are rewarded for their financial loyalty can be a big selling point for hotel rewards programs, but they are often forgotten by users as time goes by.

      • Compare your hotel options if you’re not wedded to IHG. IHG is not the only worldwide hotel chain with a rewarding loyalty program. 

      For Marriott Bonvoy Members

      • The best way to redeem Marriott Bonvoy points is for Marriott stays. Points are worth 0.98 cents apiece that way.

      • Make sure to read Marriott reviews & Bonvoy FAQs. Learning from experts and fellow travelers will help you pick up some helpful tips as well as avoid tricks and pitfalls.

      • Consider applying for a Marriott credit card. The best Marriott credit card could save the average person roughly $3,000 over the first two years of use.

      • Try the Island Approach with your credit cards. The Marriott Card offers competitive earnings on hotel reservations (within the Marriott family). On pretty much everything else, you’ll actually get a lower value. That’s why you should put an everyday rewards card into your wallet as well. 

      • Avoid buying Bonvoy points, if possible. Marriott points cost more to purchase than they are worth when redeemed, on average. However, it could be worth buying a small number if it puts you over the top for a free night.

      • Pool or transfer points if it makes sense. Marriott allows members to pool their points together for easier redemption. This is especially helpful for family members with individual Marriott Bonvoy memberships who often travel together.

      • Avoid buying Bonvoy points, if possible. Marriott points cost more to purchase than they are worth when redeemed, on average. However, it could be worth buying a small number if it puts you over the top for a free night.

      • Compare your hotel options if you’re not wedded to Marriott. Marriott is not the only worldwide hotel chain with a rewarding loyalty program. 

      For Hilton Honors Members

      • The best way to redeem Hilton Honors Points is for Hilton stays. Points are worth 0.58 cents apiece that way.

      • Make sure to read Hilton reviews & Hilton Honors FAQs. Learning from experts and fellow travelers will help you pick up some helpful tips as well as avoid tricks and pitfalls.

      • Consider applying for a Hilton credit card. The best Hilton credit card could save the average person roughly $3,500 over the first two years of use.

      • Take advantage of status perks. The assorted small perks with which members are rewarded for their financial loyalty can be a big selling point for hotel rewards programs, but they are often forgotten by users as time goes by.

      • Pool or transfer points if it makes sense. Hilton allows members to pool their points together for easier redemption. This is especially helpful for family members with individual Hilton Honors memberships who often travel together.

      • Compare your hotel options if you’re not wedded to Hilton. Hilton is not the only worldwide hotel chain with a rewarding loyalty program. 

      Conclusion: Which is Better?

      • IHG One Rewards: IHG’s hotel loyalty program is a favorite for families and business travelers alike. It ranked No. 1 in analysis of best hotel rewards program for families, No. 1 for best overall hotel rewards program and No. 2 for best hotel rewards program for frequent travelers.

      • Marriott Bonvoy: Marriott is one of the largest hotel chains, so no matter where you’re headed, it’s likely there’s a Marriott. This allows you to use your Marriott elite status benefits pretty much wherever you go.

      • Hilton Honors: Some elite status programs offer free breakfast, but the highest tier of Hilton elite status, Diamond, could theoretically cover every meal of the day thanks to executive-floor lounge access.

      It can be difficult to decide between multiple hotel loyalty programs because there’s a lot to consider. You need to know how to earn and redeem points, whether the available properties align with your travel preferences, and how good the elite status benefits are. Fortunately, you’re able to join multiple loyalty programs if you want. This could be beneficial if you travel frequently and want even more options for places to stay worldwide.

      Read More:

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      Marriott vs. Hilton: Which Reward Program is Better for You? (Detailed Comparison)

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